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Japhet Ruto

Education: Communication and Journalism, Moi University (2011-2015). March 2024: Experimenting with new formats and Advance digital reporting curriculum from Google News Initiative.

Experience: Digital Content Editor, African Laughter Limited (2017-2019), Marketing & Communications Intern, Brand Kenya Board (2017), Chief Investigative Reporter, Moi University (2014), Editor, Moi University (2011-2012)

Awards: BAKE Awards’ Agriculture Blog of the Year (2019)

Japhet Ruto is an award-winning TUKO.co.ke journalist with over eight years of working experience in the media industry. Ruto graduated from Moi University in 2015 with a Bachelor’s Degree in Communication and Journalism. He is a Business & Tech Editor. Ruto won the 2019 BAKE Awards’ Agriculture Blog of the Year. He was named TUKO.co.ke's best current affairs editor in 2020 and 2021. In 2022 and 2023, he was TUKO.co.ke's best business editor. He completed the Experimenting with new formats and Advance digital reporting curriculum from Google News Initiative. Email: japhet.ruto@tuko.co.ke.

5435 articles published since 23 Sep 2019

Author's articles

"Should I take a loan to buy a car?" Kenyan personal finance expert advises

"Should I take a loan to buy a car?" Kenyan personal finance expert advises

3 months ago

"I earn KSh 25,000 monthly, my parents demand half of it, nifanye aje?": Expert advises

"I earn KSh 25,000 monthly, my parents demand half of it, nifanye aje?": Expert advises

4 months ago

"I earn KSh 55k monthly but rely on loans to survive, broke by 5th, nifanye aje?”: Expert advises

"I earn KSh 55k monthly but rely on loans to survive, broke by 5th, nifanye aje?”: Expert advises

4 months ago

"I lost my KSh 120k job but got KSh 1.2m savings, nianze biashara gani?: Expert advises

"I lost my KSh 120k job but got KSh 1.2m savings, nianze biashara gani?: Expert advises

6 months ago

Why Moody's Kenya assessment demands deeper look at global financial power

Why Moody's Kenya assessment demands deeper look at global financial power

6 months ago

"I earn KSh 91k without savings, my family keeps asking for money, nifanye aje?": Expert advises

"I earn KSh 91k without savings, my family keeps asking for money, nifanye aje?": Expert advises

8 months ago

"How will I survive on single salary after my spouse lost his job?": Expert advises

"How will I survive on single salary after my spouse lost his job?": Expert advises

8 months ago

A Kenyan woman has expressed frustration after her husband lost his high-paying job, leaving her to shoulder the burden of paying rent and other household bills.

"I loaned KSh 210k to my female bestie, now she won’t pay back, what should I do?": Expert advises

"I loaned KSh 210k to my female bestie, now she won’t pay back, what should I do?": Expert advises

8 months ago

A Kenyan man has found himself in a financial bind after taking out a KSh 210,000 loan from a SACCO and handing over the entire amount to a female friend.

“I’m a single woman earning KSh 130k net, how should I budget my money?” Expert advises

“I’m a single woman earning KSh 130k net, how should I budget my money?” Expert advises

9 months ago

A 37-year-old Kenyan woman, earning a net monthly salary of KSh 130k, sought advice on effectively managing her expenses and savings to secure her financial future.

"I earn KSh 96k but still stuck in cycle of borrowing, what should I do?": Expert advises

"I earn KSh 96k but still stuck in cycle of borrowing, what should I do?": Expert advises

10 months ago

A Kenyan man earning KSh 96,000 a month has revealed how quickly his salary gets finished due to rising expenses. A financial advisor shared her recommendations.

“I earn KSh 30k monthly but my expenses exceed KSh 45k, what should I do?": Expert advises

“I earn KSh 30k monthly but my expenses exceed KSh 45k, what should I do?": Expert advises

10 months ago

A Kenyan man earning KSh 30k sought advice on how to manage his finances after finding himself broke by the end of each month. A personal finance expert advised him.

"How do I stop my parents from constantly asking me for money? How do I say no?": Expert advises

"How do I stop my parents from constantly asking me for money? How do I say no?": Expert advises

11 months ago

A frustrated Kenyan man recently sought advice on managing his finances after finding himself constantly donating all his money to friends and family.

“I earn KSh 35k but left with KSh 100 after expenses, I need help”: Expert advises

“I earn KSh 35k but left with KSh 100 after expenses, I need help”: Expert advises

11 months ago

A 27-year-old Kenyan man earning KSh 35,000 sought advice on managing his salary, as he is left with only KSh 100 after covering all his expenses.

"I am a retired teacher, recently got KSh 2.5m pension, how should I budget?": Expert advises

"I am a retired teacher, recently got KSh 2.5m pension, how should I budget?": Expert advises

a year ago

A 61-year-old retired teacher is seeking guidance on how to manage a lump sum pension of KSh 2.5 million received from the government. Eric Muchoki advised him.

"I’m 33-Year-Old Single Woman Earning KSh 127k, How Should Invest KSh 35k Balance?": Expert Advises

"I’m 33-Year-Old Single Woman Earning KSh 127k, How Should Invest KSh 35k Balance?": Expert Advises

a year ago

A Kenyan woman earning a net salary of KSh 127k detailed her monthly expenses and sought advice on how to invest her remaining KSh 35,200 to generate passive income.

Japhet Ruto

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