Kenyan Insurers Partner with Digital Taxi App, Offer Affordable Health Cover to Drivers
- Two Kenyan insurers have partnered to offer over 150,000 Little Cab drivers affordable health insurance cover
- The Mfanisi Go product will allow drivers to pay as little as KSh 82 daily premium that will cover up to five dependents
- Mfanisi Go cover is designed to accommodate the earning patterns of gig economy workers, allowing daily, weekly, or lump-sum payments spread over eight months
In a move to increase insurance uptake, two Kenyan insurance companies—Maisha Poa and BirdView Insurance—have partnered with ride-hailing company Little Cab to launch Mfanisi Go, a flexible, affordable medical insurance plan tailored for digital taxi drivers across Kenya.
Source: UGC
The initiative that launched on Thursday, July 30, targets over 150,000 drivers operating on the Little platform.
How much will drivers pay?
The initiative offers drivers and up to five dependents comprehensive medical coverage for as little as KSh 82 per day or KSh 493 per week.
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Maisha Poa, Chief Executive Officer (CEO), Paul Otieno said the cover is designed to accommodate the earning patterns of gig economy workers, allowing daily, weekly, or lump-sum payments spread over eight months.
“Drivers earn their income daily, so it only makes sense that their insurance payments should be just as flexible. We are not just creating a product for Little drivers, but also targeting millions of Kenyans they represent, the underserved who have long been excluded from quality healthcare,” said Otieno in a presser attended by TUKO.co.ke.
What are the features of Mfanisi insurance cover?
Underwritten by BirdView Insurance and powered by Maisha Poa’s technology-driven design, Mfanisi Go offers access to over 100 health facilities across urban centres in Kenya.
The plan does not exclude pre-existing conditions, making it one of the first in the market to cover illnesses like diabetes and hypertension at no extra cost.
“We are using advanced technologies like AI and facial recognition to eliminate fraud and speed up claims processing,” said Richard Muiruri, Director at BirdView Insurance.
Muiruri said customers can enrol, make claims, and even speak to a doctor directly from their phone in minutes.
How to access Mfanisi Go insurance cover
Little App urged drivers to register, manage their policy and make payments. The premiums are deducted directly from trip earnings.
The app allows convenience for services, where the drivers can access telemedicine services from anywhere, at any time.
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Little Cab Deputy CEO Patrick Okuaru emphasised the company’s commitment to driver well-being, noting that the cover will keep drivers concentrated on their work without worrying.
“Our drivers are the heartbeat of this platform. With this cover, they can now focus on their work without worrying about medical emergencies. Health coverage reduces stress, and that directly translates to safer roads,” said Okuaru.
The insurance cover is expected to onboard more than 75,000 drivers within the first month.
BirdView emphasised that drivers who miss payments will get a grace period where payment is paused, but reinstated once arrears are cleared.
Financial Sector Deepening Africa (FSD Africa) President Elias Omondi, one of the initiative’s strategic partners, noted that Kenyan households lose up to 50% of their income to out-of-pocket medical expenses.
“This solution is a game-changer. It brings dignity and financial protection to thousands of families,” said Omondi.
Source: TUKO.co.ke
